Car accidents can be scary and stressful events, especially when they involve multiple vehicles. In these situations, determining fault and dealing with the aftermath can become more complicated.
Understanding what to do next requires delving into what happens when two drivers are at fault in a car accident.
Establishing fault
When more than two drivers have a collision, it is more important than ever to establish who is at fault for the accident. This determination relies on evidence gathered from the scene, witness statements and sometimes even traffic cameras. Factors such as speeding, reckless driving or failure to obey traffic signals can contribute to assigning fault.
Insurance claims
Once the fault is clear, each driver involved will typically file a claim with their respective insurance companies. Insurance adjusters will assess the damages and negotiate settlements based on the policies held by each driver. However, when multiple drivers share fault, insurance companies may need to collaborate to determine how liability should split.
Legal ramifications
In some cases, disputes may arise regarding fault or the extent of damages. Drivers may seek legal advice to understand their rights and options. If negotiations with insurance companies fail to reach a satisfactory resolution, legal action may be necessary.
The Texas Department of Transportation reports that there were 15,299 serious injury crashes in the state in 2022. While multi-car crashes only account for a fraction of this figure, it remains the case that these types of accidents are particularly devastating. Knowing what happens next is necessary for taking appropriate action to safeguard your own well-being.