WE MEET BY ACCIDENT

What can you do if your car accident led to permanent injuries?

While many motorists sustain injuries after getting in car accidents, some are lucky enough to make a full recovery. Yet, you might have been in a serious collision that has caused you permanent harm. The expenses and losses you have incurred as a result may be significant, yet you may wonder whether you can collect compensation for these.

Working toward an appropriate settlement may feel like an uphill battle. But your odds of receiving one could improve if you know what steps to take.

The cost of permanent injuries

After most car accidents, motorists will file insurance claims to cover their medical bills and vehicle repairs. Their settlements may also compensate for lost wages, as well as other expenses and losses related to their injuries. If your injuries are permanent, however, you will face additional, ongoing expenses and losses as well. These may include:

  • Future lost wages
  • Pain and suffering
  • Ongoing medical treatment
  • Mental anguish
  • Loss of consortium
  • Loss of enjoyment of life

Your options for compensation

Because the expenses related to permanent injuries can be high, insurance companies will often try to deny claims for these – in full or in part. You may have to negotiate with the insurance company if their initial settlement offer could leave you hurting. Keep in mind that this process may involve making a series of counteroffers until you can reach consensus on a settlement.

If the insurance company lowballs you throughout negotiations, you may want to settle your claim through litigation. You must make sure, though, that you proceed within the time frame set forth by Texas’ statute of limitations for personal injury actions. Under it, you have two years from the date of your accident to file your lawsuit. The court will dismiss it if you file it outside this window.

After a car accident, working toward a settlement that covers your expenses and losses can be difficult – especially if you sustained permanent injuries. A legal professional can help you fight for compensation appropriate for your situation.